The Mortgage Industry has been through a lot of changes recently, most of which will benefit all of us in the long run as it will create a solid foundation for all borrowers!

Rates are great Right now! There are lot's of programs available for First Time Homebuyers and new increased amounts available for conforming loans, jumbo's and more!

I highly reccomend using a Professional Mortgage Broker to secure your loan.

Alphabetically:

Tom Smith @ Falcon Financial 530-274-8374, www.falconfinancialonline.com

Colleen Wilcox @ American Premier Mortgage 530-273-2522, Colleenw@sbcglobal.net

Jerome Witt @ Mission Hills Mortgage Bankers 530-790-4131, www.JeromeWitt.com